Budget to Gain Control

By: 2nickels, 10:37 PM GMT on April 14, 2011

Once you have calculated precisely how much money you owe then it is time to create a budget that will help you to use your income more efficiently by covering all your necessary expenditure and working towards the elimination of your debt.A budget can be prepared in a book or more effectively online using a program such as Excel.Now when you prepare your budget you need to take into account everything that you can think of relating to income and expenditure and thi...

Determining What Your Current Debt Is

By: 2nickels, 8:50 PM GMT on April 14, 2011

The very first thing that you need to do to address your current financial position and reduce and eliminate your debt is to determine exactly what your current debt is.Now this might seem very obvious and when you ask most people they would probably say that they know how much money they owe but more often than not it comes as a great surprise to them when they sit down with a pen and paper to work out exactly what the current debt actually is.It is very difficult ...

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